2026 ACA Enrollment Open
Affordable Care Act

Health Coverage
You Can Actually
Afford.

Millions of Americans qualify for low-cost or $0/month health plans through the ACA. Find out what you're eligible for in minutes — no commitment, no cost to check.

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What ACA Plans Cover

Common Questions About ACA Coverage

Everything you need to know before you enroll.

Most U.S. citizens and legal residents who are not incarcerated qualify. Income-based subsidies are available for individuals earning between 100% and 400% of the federal poverty level, meaning many people pay $0 to very low premiums.
Costs vary based on your income, family size, and location. With the enhanced subsidies in place for 2026, many individuals qualify for $0/month premiums. Subsidies are applied directly to your monthly payment.
The annual Open Enrollment Period runs November 1 through January 15. Outside of that window, you can still enroll if you experience a qualifying life event such as losing job-based coverage, getting married, or having a child.
It depends on the plan's network. Many plans include a wide range of providers. When you compare plans, you can filter by whether your preferred doctors are in-network before you commit.

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